4 Things to Understand About “The Used Car Rule”

In Kansas, there are several laws in place to protect consumers who buy a used car, only to get less than what the seller promised. Some of these laws are federal regulations while others are state-specific. The Federal Trade Commission's Used Car Rule is an example of the former. It applies to all motor vehicles, including but not limited to: Leased cars Demonstration cars Light-duty vans and Read More

Don’t Fall Victim to Odometer Fraud: 5 Signs to Watch For

When you want to know the mileage of a vehicle, especially a used one that you’re thinking about purchasing, you rely on what its odometer tells you. But what if an unscrupulous dealer or seller tampers with the odometer and makes you believe that the car you’re buying is “younger” by several miles? Also known as “busting miles,” odometer fraud is the illegal practice of rolling an odometer back to make it appear Read More

We’ve Got You Covered! (Or do we?) The Top Seven Things you should know about Motor Vehicle Extended Service Contracts.

Most of us have been in this situation: We decide to buy a product, and at the checkout counter, the cashier asks if we want to purchase an extended service contract for it. Or perhaps we get a call from a telemarketer not long after the purchase, asking if we want to buy such a contract. Or perhaps we are sold an “extended warranty” on that used car so we can buy some peace of mind in case there is a mechanical Read More

Top 6 Things You Need to Know About the Dangers of Prepaid Debit Cards

Recently, you may have heard of a significant outage involving consumers using RushCard (provided by UniRush, and backed by Russell Simmons) whereby individuals could not access their funds. For consumers trying to pay rent and buy food, it was a significant hardship. The Consumer Financial Protection Bureau (CFPB) announced an investigation into RushCard and UniRush back in 2015.  On February 1, 2017, Unirush LLC Read More

Certified By Who? What You Should Know Before Buying a Certified Pre-Owned Vehicle

Consumers purchasing a used car may be deceived by an automobile dealer in a number of ways.  No doubt, various forms of automobile fraud, or “auto fraud”, are on the rise all over the country as many Americans struggle to find reliable transportation.  Unfortunately, an area of automobile fraud that is incredibly deceptive to consumers is the sale of a so-called “Certified Pre-Owned Vehicle” appears to be on the Read More

4 Things You Need to Know About Whistleblower Protections

Arguably the biggest example of a whistleblower in recent memory is that of Edward Snowden, the former NSA employee who exposed the government’s questionable data collection habits. If you have reason to believe that your employer is doing any of the following, you may feel obligated to report them to the appropriate authorities: Breaking the law Violating government and / or industry rules or regulations Read More

The Injustice of Wells Fargo’s Forced Arbitrations

It’s a revelation that has enraged consumers and consumer advocates alike. Since at least 2011, Wells Fargo has been surreptitiously opening millions of fraudulent deposit and credit card accounts in the names of existing customers. The reason? Pressured to meet quotas that called for Wells Fargo clients to have multiple banking products, employees started opening new accounts without client permission or knowledge. Read More

Top 6 Ways to Tell if Your Used Car Was in an Undisclosed Accident

Automobile fraud is a serious issue, and it can be extremely costly for victims. Purchasing a vehicle is one of the biggest purchases most people will make in their lives outside a home, so misleading and illegal sales practices should be a major concern for anyone who wants to buy a car. Not only can automobile fraud cost you a great deal of money, it has the potential to be very dangerous if the vehicle has Read More

What You Should Know About the Telephone Consumer Protection Act (TCPA) and Preventing Robo-Calls

The TCPA, was enacted in 1991 to control the ways that telemarketers can solicit consumers. The act also aimed to protect the right of privacy of consumers by creating a Do-Not-Call List. To provide strength to the act, violators can be fined for each violation. Violations create a private right in the consumer to hold the caller responsible. The TCPA applies to automated dialing and to pre-recorded voice and text Read More

What You Need to Know About… Elder Abuse

The United States, along with many other countries, is experiencing a well-documented demographic shift wherein the average age of the population has been increasing. Given the population explosion of the post-World War II Baby Boom, the fact that adults have been reproducing at a lower rate than in previous decades, and general advances in health sciences that tend to keep people alive longer, this country has Read More