Pros and Cons of Arbitration, Part I: The Pros

When it comes to consumer law, if you want to bring a lawsuit against a company, the company may suggest or attempt to compel you to enter into arbitration rather than litigation. In fact, many companies who have their customers sign any type of agreement (such as a Terms of Service agreement), will include an arbitration provision in that agreement. Arbitration is a form of Alternative Dispute Resolution (ADR) Read More

Know Your Rights: Illegal Repossession Practices

There’s no doubt that many Americans love their cars. For many people, their vehicle is more than just a tool to get from one place to another- it’s also a member of the family. When you buy a car with an auto loan or when you lease a car, it can be easy to forget that you don’t fully own it. And what happens if you fall behind for some reason on paying off your car loan? The dreaded repo man or woman comes for a Read More

6 Steps You Can Take to Fight Back Against Aggressive Creditors

It’s practically impossible to get by in our society without incurring some form of debt. It only takes a couple mishaps or an unexpected hardship to cause you to fall behind on your payments and, before you know it, you’re being hounded by creditors and collection agencies trying to collect on your debt. Creditors will use any method they can, including illegal and unscrupulous tactics, to try to get you to pay Read More

How to Spot False Advertising

False advertising may not seem like a huge deal to you, until you find that some company has taken advantage of your rights and swindled you out of your hard-earned money. Many companies are more than happy to lead you to believe something that is not true if it will help them achieve more sales and revenue. There are many rules in place in the United States, enforced by the Federal Trade Commission (FTC) and Read More

6 Tips For Protecting Yourself From Identity Theft

In an increasingly digital world, it seems like there are more ways every day that a criminal could use to steal your identity and commit fraud. Identity theft is a major and pervasive issue that can cause you a lot more than just a headache. As a victim of identity theft, you may face legal complications, lose benefits, or have serious financial and credit issues that could prevent you from getting a loan or Read More

How the Kansas Consumer Protection Act (KCPA) Protects Your Rights, Part Two

The Kansas Consumer Protection Act (KCPA) is a valuable set of protections that can help protect Kansas consumers from deceptive or fraudulent business practices. This act makes it possible for individual consumers, or groups of consumers acting together, to file legal suit against corporations. The following are some additional ways that this act is able to protect your rights. Applies to All Businesses Operating Read More

How the Kansas Consumer Protection Act (KCPA) Protects Your Rights, Part One

In 1973, the Kansas Consumer Protection Act (KCPA) was passed, helping consumers throughout the state by providing greater protection against unethical business practices. Prior to this time, Kansas consumers were only able to fight against these types of practices using the Buyer Protection Act, which was extremely limited in its scope. If you feel that you’ve been a victim of unethical or deceptive business Read More

What to Know (And What to Do) If a Consumer Product Does Not Work as Advertised

The vast majority of the billions of products that are sold to consumers each year work well and don’t have any significant issues. Occasionally, however, there is some sort of defect or misrepresentation that can put you at risk or cause the product to not function as it should. If you have purchased a consumer product that did not function as advertised, it is important that you know what to do. Of course, the Read More

Know Your Rights If Debt Collectors Are Coming After You

There are many situations which can lead to financial difficulties. This can be stressful and difficult on its own, but when you start getting debt collectors calling you at all hours, it can become almost unbearable. Fortunately, you do have important rights when it comes to debt collectors. The Fair Debt Collection Practices Act (FDCPA) offers you important protections, so make sure you are aware of them and put an Read More

Don’t Get Ripped Off – 4 Questions to Ask Before Buying a Used Car

Even though Auto Fraud can happen at new car dealers as well, you’re more at risk when shopping for a used car. Whether you’re buying from a used car lot, a private seller, craigslist, or ebay motors, your best defense is knowing what questions to ask about the car, its history, and even the seller themselves. 1. Why are you selling the car? Obviously, if the vehicle was a perfect fit for a driver’s needs, there’s Read More