8 Things You Need to Know About The Missouri Merchandising Practices Act

The Missouri Merchandising Practices Act ("MMPA") was passed in 1967 in order to provide greater protection for Missouri consumers as they went about the course of doing business. It is a consumer-friendly piece of legislation that covers a huge range of commercial activities and every consumer doing business in Missouri should be aware of its existence and core components. Here are the most essential facts about the Read More

Illegal Debt Collection Practices: Re-Aging Accounts

If you’ve ever watched a crime drama on TV, you may have heard them mention the term “statute of limitations.” This refers to laws that create a maximum amount of time within which a person can be prosecuted for a crime. Statutes of limitations apply to both criminal and civil courts, which means there is a statute of limitations on your delinquent debt. Creditors and debt collectors only have a specific amount of Read More

Bryce Bell Featured in Local News Story

Attorney Bryce Bell was recently interviewed in a local KSHB news piece on consumer rights and how they relate to internet speeds. Click here to watch the story! Read More

New York Times Releases Series on Arbitration

The New York Times just released a powerful three-part series entitled "Beware the Fine Print," which deals with arbitration procedures in America. It is a must read for consumers everywhere to learn about the different ways big companies are getting over on consumers. Part 1, "Arbitration Everywhere, Stacking the Decks of Justice," describes the practice of forced arbitration used by several big companies, Read More

Disputing Credit Report Errors

It’s difficult to overstate the weight our credit scores carry with regard to our ability to function in modern society. A single number, generated by a credit reporting agency that is attempting to summarize an individual’s creditworthiness, has a major impact upon our ability to obtain housing, buy a car, get a loan, or purchase many other necessary goods. Credit scores are often the sole bit of information by Read More

Arbitration vs. Public Courts: Important Considerations for Consumers

It’s a current reality of the legal world that cases against companies on the part of consumers have been increasingly difficult to get into public courts. This is because companies have often been including, sometimes furtively, arbitration agreements in the terms and conditions attached to the purchase of many goods and services. More important, however, is the fact that the Supreme Court of the United States Read More

Understanding Class Action Lawsuits

When a company has subjected you to deceptive and illegal practices, taken advantage of your rights, or caused you injury, it is very likely that you are not alone. Chances are, you are not the first consumer that has fallen victim to their unsavory actions. And unless serious measures are taken against them, you will probably not be their last. Unfortunately, large companies bank on the fact that one consumer is Read More

Pros and Cons of Arbitration, Part II: The Cons

Earlier this month we explained some of the benefits of arbitration in Part I of this blog. In Part II we will detail the cons. Arbitration is a form of Alternative Dispute Resolution that allows the parties involved in a dispute to avoid litigation. It is often sought, or even required, by businesses when they’re facing legal action. Some of the benefits mentioned in Part I of this blog include cost Read More

Pros and Cons of Arbitration, Part I: The Pros

When it comes to consumer law, if you want to bring a lawsuit against a company, the company may suggest or attempt to compel you to enter into arbitration rather than litigation. In fact, many companies who have their customers sign any type of agreement (such as a Terms of Service agreement), will include an arbitration provision in that agreement. Arbitration is a form of Alternative Dispute Resolution (ADR) Read More

Know Your Rights: Illegal Repossession Practices

There’s no doubt that many Americans love their cars. For many people, their vehicle is more than just a tool to get from one place to another- it’s also a member of the family. When you buy a car with an auto loan or when you lease a car, it can be easy to forget that you don’t fully own it. And what happens if you fall behind for some reason on paying off your car loan? The dreaded repo man or woman comes for a Read More